My Budget Tracker
Blog
Practical guides on shared money, budgeting systems, and splitting costs — written for couples, roommates, and households.
How to Budget as a Couple Without Fighting About Money
Learn how to budget as a couple in five steps: agree on goals, pick a system, set shared limits, keep some money separate, and review monthly.
Budgeting basicsThe 50/30/20 Rule: How It Works (and Where It Breaks)
The 50/30/20 budget rule splits take-home pay into needs, wants and savings. See a worked example, where it breaks, and how to adjust it.
Budgeting basicsZero-Based Budgeting: Give Every Dollar a Job
Zero-based budgeting gives every dollar of income a job so nothing is left to chance. See a worked example, the steps, and the pros and cons.
CouplesHow to Split Expenses With a Partner Fairly
50/50, proportional to income, assigned bills or one joint pot? Compare four ways to split expenses with a partner, with the formula and examples.
ProductShared budgeting for households and roommates
How shared budgeting works in My Budget Tracker: invite codes, roles, safe-to-spend, receipt scan, and why there is no bank login — for couples, families, and roommates.