Privacy Policy

Effective date: October 17, 2026
App: My Budget Tracker
Android package: com.my_budget_tracker
iOS bundle ID: com.zippybytes.my-budget-tracker

This Privacy Policy explains how My Budget Tracker (“we”, “us”, or “the app”) collects, uses, stores, and shares information when you use our mobile application on Android and iOS and related services (including invite links hosted at zippybytes.com).

1. Who this applies to

This policy applies to users of My Budget Tracker. The app is intended for general audiences and is not directed to children under 13 (or the equivalent minimum age in your country).

2. Information we collect

Depending on how you use the app, we may collect:

• Account information. Email address and authentication credentials when you sign up with email/password, or profile information provided by Google Sign-In or Sign in with Apple (where offered), such as name and email. We store a unique user ID from Firebase Authentication.
• Budget and financial content you enter. Month budgets, categories, expense items, amounts, currencies, dates, recurrence settings, and related notes you create. Shared budgets may include member roles and invite/join request data.
• Receipt images and derived text. If you use receipt scanning, camera or photo-library images may be uploaded, processed with on-device OCR, and sent to our servers for optional AI parsing (Google Gemini via Cloud Functions).
• Purchase / subscription data. If you subscribe to Pro, Google Play Billing or Apple App Store billing (depending on your platform) and RevenueCat process purchase and entitlement information linked to your account so we can unlock Pro features.
• Device and app information. Device or other IDs (including advertising ID where ads are shown), app version, approximate diagnostics needed to run Firebase services, and push notification tokens (FCM / APNs) if you allow notifications.
• App activity / analytics. Events such as sign-in, feature use (for example creating a month or scanning a receipt), and similar usage metrics via Firebase Analytics.
• Advertising data. When ads are enabled on a platform (Android and/or iOS when Remote Config enables ads on that platform), Google Mobile Ads (AdMob) may collect advertising identifiers and related data for serving and measuring ads. Approximate location may be used by advertising partners according to Google’s ad products and your device settings.
• Local preferences. Theme, currency, and widget preferences may be stored on-device (for example with Hive) and synced to your account settings where applicable.

3. How we use information

• Provide core app features (budgets, sharing, sync, widgets, notifications).
• Authenticate you and secure access to your data (including App Check).
• Process optional receipt scans and parse results you request.
• Manage Pro subscriptions and remove ads for Pro users.
• Improve reliability and understand feature usage (analytics).
• Show personalized or contextual ads to free users when ads are enabled on that platform.
• Communicate about join requests, budget activity, and service notices via push notifications when permitted.

4. How we share information

We do not sell your personal information. We share data as follows:

• Other budget members. If you join or create a shared budget, members of that budget can see budget content and relevant membership information for that shared space.
• Service providers / processors.
  • Google Firebase (Authentication, Firestore, Storage, Cloud Functions, Analytics, Cloud Messaging, Remote Config, App Check).
  • Google AdMob / Google Mobile Ads (advertising when enabled on a platform).
  • Google Gemini (receipt parsing when you use that feature).
  • RevenueCat (subscription entitlement management).
  • Google Play Billing (Android purchases) and Apple App Store / StoreKit (iOS purchases).
  • Apple (Sign in with Apple, push via APNs, App Store) where you use those features on iOS.
• Legal / safety. If required by law or to protect rights, safety, and integrity of the service.

Third parties process data under their own terms and privacy policies (for example Google, Apple, and RevenueCat). Review those policies for details on their practices.

5. Data storage, retention, and security

• Account and budget data are stored in Google Firebase services. Our project uses European regional configuration for primary databases and related backend services where configured.
• We use industry-standard protections such as encrypted transport (HTTPS) and Firebase security rules. No method of transmission or storage is 100% secure.
• We retain account and budget data while your account is active. You may delete your account in the app (Settings), which removes associated budget data we store for that account as described in-product. Backups or logs may persist for a limited period as part of normal operations. Shared budgets you leave may retain content for remaining members.

6. Your choices

• Edit or delete budget content you control inside the app.
• Revoke notification permission in system settings.
• Limit advertising personalization via your device / Google or Apple ad settings where applicable.
• Manage or cancel Pro in Google Play or App Store subscriptions (or via in-app Manage Subscription).
• Delete your account in Settings to request removal of account-linked data we store.
• Contact us (below) for privacy questions or additional deletion requests.

7. International processing

Your information may be processed in the regions where our providers operate, including Europe and other locations used by Google, Apple, and RevenueCat infrastructure. By using the app, you understand that your data may be transferred and processed in these locations subject to applicable safeguards.

8. Children’s privacy

The app is not directed to children under 13 (or the minimum age required in your jurisdiction). We do not knowingly collect personal information from children. If you believe a child has provided data, contact us and we will take appropriate steps to delete it.

9. Changes to this policy

We may update this Privacy Policy from time to time. The effective date at the top will change when we do. Continued use of the app after an update means you accept the revised policy.

10. Contact

For privacy questions or requests, email solo.studios20@gmail.com or use the support contact published on the My Budget Tracker Google Play or App Store listing.

Website: https://zippybytes.com
Privacy Policy: https://zippybytes.com/privacy/
Terms of Use: https://zippybytes.com/terms/
Delete account: https://zippybytes.com/account-deletion/
Delete data (without deleting account): https://zippybytes.com/data-deletion/